If you are shopping at Walmart anyway this season, then take advantage by signing up for a Walmart credit card and getting a $25 statement credit. I just did. In fact, I did the same thing last year as well. As soon as I pay off my first bill, I eventually cancel the credit card so that I don’t have to deal with extra paperwork each month. It’s definitely worth my time and has not affected my credit rating. I’ve been playing the credit card game for about 2 decades now. The savings does not need to be reported on your taxes since a purchase was required to receive the reward. It is considered an incentive. Click here to sign up at the Walmart website.
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